Interview questions

1.  Introduce yourself?
2. Why do you want to join banking sector?
3. National Housing Bank?and its functions.
4. Do you know about BRICS?
5. What can be the most effective way to bring back the original money?
6. Are you ready to work any where?
7. How will you handle the customers in rural areas?
8. CRR
9. GDP
10. GNP
11. NPA
12. Difference between DD and cheques?
13. Types of accounts?
14. what is goods? How many types of goods are there?
15. How will you utilize your software knowledge?
16. What is credit card,debit card,ATM card?
17. What is core banking solution?What is its advantage?
18.  Which technology is used in ATM?
19. What is ADHAAR?Explain.
20. Who is the chairman of UIDAI ?

TIPS FROM BANKING EXPORT'S SEMINAR

Prepare answers yourself for the following questions.....

1 about bank that which bank you are going to face
2 they watch your confidence level so be confidence of your interview
3 if they ask any subject to describe be thorough with that
4 dress code (prefer light colour)
5 way of sitting before interviewer is more important
6 ask your friend to interview you
7 English is more important
8 computer knowledge
9 communication skills
10 take group discussions among your friends to learn about one thing daily
11 tension free before going to interview
12 they may ask like this about yourself
13 your family
14 hobbies
15 about your place

ONCE REFER THIS WEBSITE ALSO
http://www.best-job-interview.com/answering-interview-questions.html

SOME MORE QUESTIONS::

1.Which is the oldest bank, biggest bank?

2. How many atm,branches does OBC Bank have?

3. Questions on the 3rd Quarter performance of the bank.
4. Banking Rates ( CRR,SLR, Repo Rate, Reverse Repo etc)
5. Inflation, Recession, GDP etc.
6. Questions about your native place.
7. Why do u want to join our bank?
8. Indian Economy, World Economy

Q)Why were banks nationalised?
Q)What is the total count of no. Of PSU banks in India?
Q)Name any two banks which have overseas centre?
Q)What is bank Rate ?
Q)What is PLR and who decides them?
Q)Can yu pls explain me monetary and fiscal policy in brief?
Q)What is Forex reserve of India?
Q)Where is the note printing press?
Q)What is NRE Account?

 Q)Famous international personality of yor place?
Q)Who is speaker of lok shabha..Name?
Q)Who holds the post for Speaker of rajya shabha?
Q)Who is chief minister of jharkhand?
Now the patent question which everybody can expect
Q)Why yu want to shift to banks after working in IT?
Q)Would yu be able to work in rural areas?

1. What is trade deficit?
2. What is India's forex reserve?
3. What is SEZ?
4. Why companies setup Sez?
5. What are SMEs?
6. How can we increase the foreign reserve of the country?
7. What is balance sheet of the company?
8. Functions of a bank?
9. IRDP Scheme
10. Rupee closing value yesterday/GBP closing value/ Euro closing value?
11. Why I want join a bank after doing a MBA?
12. Land required to setup a SEZ ?

1)what is economics?
2)how u wilL relate economics with sociology.(socio was my subsi paper).
3)how both the subjects are similar and wht makes them different.
4)what is demand?
5)what is want?
6)what is desire?
7)differentiate betwn the 3. .
8)what is bop?
9)what is balance of trade?
10)differences btwn the both
11)liquidity preference theory by keynes. .

Few ques i remember are:-
1)what is banking regulation act?
2)what is the reason behind the fluctuation of rupee value against dollar and other currencies??
3)what is meant by GDP?what r the services that r not included while calc GDP?Ilast yr's GDP of India and proposed GDP for 2009-10?
4)Functions of RBI?Which currency was not printed by RBI??
5)What is RBI's clean note policy?
6)by which yr india will become no.1 in population??will it happen??
7)wil china overtake India in providing s/w service?
how climate change has affected India??
9)what is meant by 'carbon credit'???
10)about RTI act?
11)what were you doing after completing studies?

1.tell something abt urself?
2.wat use IT and Marketing has in banks.(I am an mb
3.NEFT and RTGS?
4.timings of neft and rtgs?
5.diff between sales and marketing
6.CRM?
7.mktg principles?
8.3 C's
9.Does morality has a place in marketing?
10.Banking for young generation and its scope?
11.How will you deal with customers in rural areas?
12.Foreign exchange reserves of india?
13.FEMA?
14.Baba Ramdev's ashram location?(yoga as my hobb
15.Name of baba ramdev's ashram?
16.Why so less marks in 12th after a good percentage
17.wat is pre sales and post sales service in banking s
18.wat is cross selling and give 10 examples? apart from 2 questions which i cud nt reply interv

So u r a bong...do u knw abt bong literature (Yes m a bong but i belong to Chhattisgarh yaar...cum on )
2) Ques on Rabindranath Tagore (Answered almost all except 1 )
3) You are so young....why should we consider you ? Lady's turn. 1) Banks have different strategies for investing. 1 is through the Trading mecha Explain it why its done. (Answered but she wasn't really satisfied. I felt she was my confidence perhaps) PS -This was the most difficult question. 2) Why does any company issue a Convertible debenture ? (This discussion wen and the LAdy Aunty wasn't really satisfied. I ran out of all points. Answered frm leverage to Investors confidence...bt alas! But yeah, my answers were right) Last Uncle's turn. 1) During the GD you made a point of Corporates like TATA and SBI following G values. ( Explained him how ...also explained few MAnagement principles). OVER !!! I thought the GD went for a very short time. When i came out, the UNCLE outsi said...bahut time le liye yaar. I said mujhe to kum laga. But my interview was of 25-30 mins. Hope this helps others. N yeah I forgot. Also questions on Hobbies were asked. My hobbies were: 1)Oratory 2) Administering 3) RIding bikes 1) so the ques was How come Administering can be a hobby )

1. Tell us something about your family
2. What do you know about IOB/Indian Bank/Corporation Bank?
3. What are the new trends in banking after core banking & ATM bank
4. Tell me about your hobbies & interests?
5. Did you attend any coaching program?
6. What do you like cricket or football?
7. Say a recent development in India-Pakistan bilateral relations?
8. What all opportunities do you have after your post graduation?
9. What are your strengths?
10. What are your weaknesses?
11. When did u complete your graduation?
12. What did you do after graduation?
13. What all things can you do with internet banking facility?
14. What are the requirements in internet banking?
15. In which firm did you complete your project work for your PG?
16. Where did you complete your schooling?
17. What all extra curricular activities do you had during your gradua
18. Which newspaper do you read?
19. Details of Mumbai blasts case. What punishment would the conv
20. How many were let off ? Why ?
21. Tell a few national headlines
22. Tell a few regional headlines
23. Who is the finance minister of India?
24. what is global warming ? what are the reasons for global warmin credit?
25. What is Wi-fi?are they safe from hackers?How ?
26. Why do you want to make a career in banking?
27. Are you willing to relocate?
28. Are you willing to work in rural areas?
29. Family.
30. VAT? State Govt. or Central Govt ?
31. What is the meaning of your name?
32. Which is your dream organization?
33. What is recession?
34. What are your achievements?
35. Who is your favourite actor. Who is your favourite comedian?
36. 5 leading IT companies in INDIA ?
37. Did ban of IPL affect banks?
38. Number of members in Lok sabha

some answers can be browsed in this site...
http://www.indiabix.com/hr-interview/


why Banking?Why MBA? Why banking after MBA?:-):-)
Q.2 Your weakness?
 Q.3 Your strength?
 Q.4 Why is the program right for you?"
 Q.5 WHERE DO YOU WANT TO BE IN 3-5 YEARS TIME :-)?
 Q.6 Describe briefly your standard of success?
 Q.7 Define yourself?
 Q.8 How confident are you in programming(for comp sci student ..as i am?)
 Q.9 Difference between hard work and smart work?
 Q.10 Give an example of your creativity?
 Q.11 What makes you angry?
Q.13 What are your outside interests?
 Q.14 Would you lie for the company (while doing job)?
Q.15 Do you consider yourself successful?
Q.16 What is more important to you: Money or Work?
Q.17 Are you willing to work overtime?Nights? Weekends?
Q.18 What is your definition of success?
Q.19 Describe two or three major trends in your profession today.
 Q.20 Why did you choose this profession/field?

      1.a few days before the interview, prepare urself properly. read all the material about the bank and ur subject
2. a few days before start meditation to battle stress
3. at least 3 days before the interview, stop eating heavy, fatty and greasy food.
concentrate on having high protein and lot of water.
4. dont drink alcohol the night before the interview
5. try to take a proper 8hrs sleep.
if you are very apprehensive and not geting sleep.
wake up, have a class of milk, write down your wories on a piece of paper.
take 10 deep breaths..and then go to sleep
6. in the morning, before leaving for the interview make sure everything is checked up.
ur documents, ur letter, wallet, mobile phone,
7. try reaching the interview place at least 30min before time. this gives you scope to relax.
8. once u reach the venue relax. take some deep breaths.
if u a smoker.. make sure u carrying a lot of mint, to avoid bad breath
if u not a smoker.. .avoid smoking or standing next to a smoker as it can lead to bad odour from you.
9. before the interview, say a little prayer.. as this will calm ur mind.
also imagine how u gonna behave from the moment u enter.
10. as u enter the room, make sure u have eye to eye contact with those sitting, and maintain a smile on ur face.
greet everyone.
11. most important.. never create an image in your mind that this is the only option.
remember you can always succeed.

Dressing Up for the Interviews

Dressing Up for the Interviews
It’s the most important part of an Interview.
People spend a lot of times in preparing for the interviews, they try to read as much as they can, but still there are few persons who are not able to cross the benchmark. Dressing sense might be one of the reasons.
As someone has truly said, - “There is no second chance to make the first impression”
So, let me share my experience in this matter.
Guys
• Use a light coloured shirt. White shirts have never been out of fashion. If white is not your taste then you can try very light blue, or too much light pink, in any case the colour of the shirt should be near to the white.
• Chose a trouser in which you are most comfortable with. It shouldn’t be too loose or too tight. Fabric should be soft. Its colour has to be dark but must matching with the colour of the shirt.
• Right fitting of the dress is also a must.
• Never ever wear a brand new dress for an interview. In case you have to wear, try to get it washed and thoroughly pressed before use.
• Shoes must be well polished and there is no other scope than formal black or formal brown, nothing else. As far as possible, try to wear the shoes which don’t have laces.
• Tie: Most candidates are often confused, whether or not to wear a tie? The simple answer is yes, if you are comfortable. Otherwise except in the interviews, generally no one wears the tie kind of stuff in a PSU Bank.
• Senior officers of the bank, who seldom come out of the AC offices, do like the ties and they wear a tie themselves, so please wear a tie in the interview, if you have a practice of wearing the ties.
• If you have not been comfortable with the ties, then its better not to wear any. Because, If you would feel un-easy after it then its better to leave the same in your drawer only.
• Needless to mention that a clean shave is a must. And if you maintain mustaches then it must be neatly trimmed. Haircut must not be like an army man; rather it should be having a normal look, neither too short, nor too long.
Girls
• Don’t wear a saree for an interview, if you are not in practice of wearing any.
• A formal Suit should be fine. It must be looking simple, sober and presentable.
• Colour should be according to your choice; in any case ladies are not needed to be guided about this.
• No high heels, no jeans (unless you are sure that you look too gorgeous in that), and even then, maintain a kind of sober and simple feeling.
• No lipstick at all.
• You must look fresh; hence no heavy makeup would be advisable.
• Leave your fancy and big ladies kind of bags at home, Carry a small wallet only.
Any bags or folders, you are carrying are not needed inside the interview room, still it creates an impression if you enter with a black or blue/brown coloured plastic file consisting of your certificates etc. (although no one would ask you to show your file inside the room). Simply leave anything not specified above in the conference room (it’s the place where you are asked to sit generally before an interview) and collect it afterwards.
And above all, while you are inside the premises of the bank, do remember that you are a guest of the bank, whatever problems or anxieties you are having must be forgotten before entering the premises. Keep a natural (only natural) smile on your face.

The importance of first 40 seconds in a Banking Interview
Whether a candidate is appearing for the profile of that of a generalist officer or a specialist officer, or that of a clerk, first 40 seconds of the interview decides the 95% of the results.
Once again I would point out that – “There is NO second chance to make the FIRST impression”.
So, what is needed to create that “impression” in the first 40 seconds?
Enter the interview room with a natural smiling gesture, make sure that your legs are not trembling or you are not feeling thirsty. (More about successful approach to the interviews, is going to be my next article which would illustrate more about this), look as much confident as cool as you can, and in any case don’t forget that you are the guest of the bank and those sitting inside are the hosts, so they are eager to treat you with dignity and respect.
Don’t sit unless you are asked to do so. Remember to wish them all a very good morning (or whatever the time may be).Be relaxed while sitting. Sit straight. From their behavior you would yourself get an impression, who is the chairman of the interview board, look towards him with a smiling face as if you are signaling that you are now ready to face their questions.
Nothing more is needed in first 40 seconds of the interview,except, what I have mentioned over here.
Once you are sure that everything has gone right till you have taken your seat and are still confident and ready to face the questions and are ready to treat the interviewers as your friends, nothing can go wrong now onwards……

1. Knowledge relating to your subject is very important. Acquire it adequately. Read one newspaper regularly. Apart from this a totally positive attitude will enable one to get success.
2. Consider Interview as an opportunity to meet employer, exchange information and make a positive impression. Take all the necessary steps to make a favourable impression about yourself in the mind of the Interviewer.
3. In the case of job interviews you would have already sent your resume. Mention positive points about yourself that are not given in the resume.
4. When you attend an Interview proceed with hundred per cent ‘Hope of Success’. When an interview is taken up by you with ‘no hope’ or ‘less hope’, achieving success cannot be ensured.
5. Be clear about your goals and what you want to achieve while attending Interviews. Ambiguous goals or goals without definite direction will not yield fruitful results.
. Employer/Interview will be evaluating your skills and personality. So try to high-light all your strengths and the achievements made at the school/college.
7. Try to gather information about the company from websites, literature, news reports and ensures you will fit in to the requirements of the company.
8. For ensuring success in interview hard work, grit and a never-say-die attitude is required. You must put in sufficient amount of hard work in the matter of preparation for the Interview by going through your subjects, news paper reports relating to your field. Learn about the company and its operation. You will impress the interviewer if it is obvious you have done some research. It will also help you develop good answers to the interviewer's questions.
· Information you should know about the company prior to your interview
9. Employer will evaluate your ‘attitude’. You must possess ‘positive attitude’ and your answers, body language should exhibit your ‘helping nature’.
10. Your appearance matters a lot. So dress yourself smartly. Your shirt/pant should have been properly ‘pressed’. If possible wear a light colour ‘tie’. In the case of ladies wear light colour saree/cherisher/salwar kames
source:http://www.sbank.in/2012/01/bank-interview-few-points-poclerks.html

THIS WILL BE CONTINUED...
Continue reading...